Traditionally, when personal or financial circumstances changed, life insurance policy owners had few options. Maintaining the policy through the continuation of premium payments or policy loans often did not make financial sense. On the other hand, surrendering a policy for little or no cash allowed the policy’s value to evaporate. Today, an innovative option has emerged. Life Settlements
offer the opportunity to exchange a policy on the secondary market for a cash settlement. This eliminates expensive premium payments and creates liquidity. Your policy has value, the question is…how much?