Monetize Existing Donations

Unlock the money trapped in your already donated life insurance policies by having us appraise your life insurance policies.  Any policies that qualify can be monetized to help you:

  • Realize cash from your policies today.
  • Eliminate insurance premium payments.

One hypothetical example of how a Life Settlement can be applied:
One philanthropic organization’s endowment contains a whole life policy on an 81-year old male donor. The policy has a $350,000 death benefit and a $20,000 cash surrender value. The monthly premiums on this policy are $1,200. However, the organizations facilities currently require a capital infusion. Instead of surrendering the policy to eliminate the $1,200 monthly payments, the organization has the policy appraised and learns that the policy received an offer of $120,000. The organization accepts this offer, receives $120,000, and no longer has to make the premium payments.


As Seen In: Agent's Sales Journal Proud Member of the National Ethics BureauSociety of Financial Service Professionals

Life Settlement licensing requirements vary by state. In some states, life agents and other financial professionals must be licensed to source policies or receive commissions. Settlement Benefits Association is not licensed in all states. Some or all of the proceeds of a Life Settlement may be taxable under federal or state income tax laws. Advice from a professional tax advisor is recommended. This web site is not currently approved in the states of Oklahoma or Texas. This web site does not apply to variable life settlements. Receipt of proceeds may impact eligibility for government benefits and entitlements. Prior to sale, the insured should consider the continued need for coverage, impact to estate plans, availability of insurance, cost of comparable coverage or tax implications.