Privacy Policy

Settlement Benefits Association is extremely sensitive to the confidential nature of this type of transaction.  We take great care to ensure that the proper procedures are in place to protect our clients confidentiality.  The specifics of this commitment are detailed below, however, if you should have any questions, please do not hesitate to contact us.

SAFETY AND SECURITY
This web site takes every precaution to protect our users’ information.  When you submit sensitive information via the web site, your information is protected both online and off-line.  All of our users’ information, is restricted in our offices. Only employees who need the information to perform a specific job (for example, a customer service representative) are granted access to personally identifiable information.  Furthermore, ALL employees are kept up-to-date on our security and privacy practices.  Any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure our customers ‘ information is protected. changed

INFORMATION WE COLLECT AND HOW IT’S USED
Settlement Benefits Association will not share, rent, trade, or distribute your personal information without your explicit permission.  An Internet Protocol (IP) address is a number that is automatically assigned to your computer every time you browse the Internet.  When users request a page from our site, our servers log the user’s current IP address.  We use IP addresses to analyze trends, administer the site, and track users’ movement.  Whenever you submit messages or feedback we store that information.  If we post such information, you will not be able to change or remove it from the site.  Whenever you send us personal correspondence, such as e-mail or letters, or if other users or third parties send us correspondence about your activities or postings on the site, we may collect and store such information.

YOUR CONSENT
By using our web site, you are consenting to the collection, storage, and dissemination of data as described above. We will post any changes to our privacy policy on this page so you can readily review our most current policy. When you set up an account with Settlement Benefits Association, we will ask you for information about how to contact you, your preferred method of payment, and your preferred shipping address.  If necessary, we use your contact information to reach you for help processing an order you have placed.  We might ask for demographic and interest-based information when you create an account.  Any information that is optional will be clearly marked.  You control the other parts of your account information.  You may change your account information by contacting us.  You are given the opportunity to ‘opt-out’ of our email campaigns.  If you wish to stop receiving our emails, simply contact us with your request and you will be removed from our lists.  This web site may contain links to other sites.  Please be aware that we are not responsible for the privacy practices of such sites.  We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information.  This privacy statement applies solely to information collected by this web site. Please be warned that disclosing personally identifiable information online through Chat Rooms, Forums, and Message Boards makes the information submitted public information; such disclosure may increase your chance of receiving “spam” or unsolicited email. Please be extra careful and use discretion when disclosing information online.

Proud Member of the National Ethics BureauCelebrating 5 Years of Life Settlement Service

Life Settlement licensing requirements vary by state. In some states, life agents and other financial professionals must be licensed to source policies or receive commissions. Settlement Benefits Association is not licensed in all states. Some or all of the proceeds of a Life Settlement may be taxable under federal or state income tax laws. Advice from a professional tax advisor is recommended. This web site is not currently approved in the states of Oklahoma or Texas.